http://www.quotecatcher.com/Module/Article/ArticleDefault.aspxBusiness Finance & Accounting Buyer Advice section of QuoteCatcher.com provides weekly updated buyer information, tips, and advice so you can be an educated buyer. QuoteCatcher.com also provides up to 5 quotes for products and services at no charge.(c) 2009, Quinstreet. All rights reserved.60Businesses may seek to debtcollect on past-due accounts, but must adhere to certain requirements. Collecting may be done internally, or by retaining a collection agency.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=81Fri, 07 Jul 2006 00:00:00 GMTYour business bad debt collections action should follow certain guidelines. It is important to know how to set up an internal collections system for past-due accounts in your business, and when is the best time to use a collection agency.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=82Fri, 07 Jul 2006 00:00:00 GMTBasic information must be included in a bad debt collections letter for past-due accounts so that it will be effective. If payment has not been received, a collections letter should state what action will be taken, such as referring the account to a collection agency.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=83Fri, 07 Jul 2006 00:00:00 GMTGuidelines are provided for telephoning past-due accounts and asking for payment. Telephone collections are a good tool used by businesses and collection agencies.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=84Fri, 07 Jul 2006 00:00:00 GMTBills are easier to collect the more recently they were incurred. Collection agency pricing often increases for long term past-due accounts.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=85Fri, 07 Jul 2006 00:00:00 GMTCollection agencies may be a useful resource for a business with past-due accounts. Collection fees vary, but all actions are aimed at helping with the business collections process.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=87Sun, 16 Jul 2006 00:00:00 GMTSeveral factors may play a part in how you choose a collection agency that is right for your business. A business owner needs a business debt collections strategy for past-due accounts, and the right bad debt collection agency can be part of that solution.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=88Sun, 16 Jul 2006 00:00:00 GMTLists the reasons why past-due accounts don't pay and what to do in each case. Business collections work best when the reasons for non-payment by customers are discussed with them, and before referring them to a collection agency.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=89Wed, 19 Jul 2006 00:00:00 GMTA business can do their own collections on past-due accounts or it can turn these accounts over to a collection agency. Collection agencies charge for their services which costs the business client, but the agency experience and expertise in collecting may save the business more in the long run.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=91Fri, 21 Jul 2006 00:00:00 GMTIf a business believes that customers with past-due accounts will never pay, then it has many misconceptions about the customer and the debt collection process with collection agencies. This may keep the business from receiving all of its accounts receivable that it is due. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=92Fri, 21 Jul 2006 00:00:00 GMTWhen choosing a merchant service for payment and credit card processing, learning all the possible fees can be daunting. Here is a list of the most basic, common fees to expect when opening and maintaining a merchant account. Also, avoid unnecessary processing fees that can tax your merchant account. <br><br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=206Thu, 12 Oct 2006 00:00:00 GMTMerchant Account Providers (MAP) provide basic credit card processing services. Online credit card processing increases sales by as much as 60 to 80 percent. There are fees with a Merchant Account, but the option for online credit card processing will generate higher revenue. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=207Fri, 20 Oct 2006 00:00:00 GMTConsider using a Third Party Merchant Service for your online business. Third party merchant services can handle all credit card processing for your company through the bank, eliminating paperwork and fees. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=208Fri, 20 Oct 2006 00:00:00 GMTMerchant Account Providers charge fees for credit card processing that can be confusing. Merchant fees are generally divided between two kinds: Set Up Fees and Ongoing Fees. Learn what the basic fees are for the best service and savings. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=209Wed, 01 Nov 2006 00:00:00 GMTFinding the right credit card processor for your business can be challenging. Knowing the basics of the credit card processing industry will help you avoid its obstacles. Consider some key issues in choosing the right processing business, whether your business is retail, mail order, or online. <br><br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=222Thu, 04 Jan 2007 00:00:00 GMTCredit card processing equipment is usually less expensive to purchase outright than to lease. Following are the basic types of credit card machines. In addition to traditional credit card terminals, businesses can also choose wireless credit card terminals and virtual or software-based credit card terminals. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=223Thu, 04 Jan 2007 00:00:00 GMTA point of sale (POS) system can be a modern cash register, or it can be an integrated system that combines sales, inventory, purchasing, and bookkeeping. Even the simplest POS system can transform how your business looks at sales. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=224Thu, 04 Jan 2007 00:00:00 GMTDebt collection guidelines must be followed by collection companies, but certain procedures are allowed and still can be very bothersome. Debt management may be one way to get help from being hounded by collection calls and letters. Here are several ways a collection processor tries to get payment. Relief through using a debt management or debt consolidation company may be the only solution to stop it.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=262Fri, 30 Mar 2007 00:00:00 GMTDebt relief services help you by setting up and implementing a spending plan suitable to your budget. Eliminating your debt is the goal of this program and debt relief services help you manage your money.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=273Sat, 07 Apr 2007 00:00:00 GMTDebt relief services help you by setting up and implementing a spending plan suitable to your budget. Eliminating your debt is the goal of this program and debt relief services help you manage your money.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=274Sat, 07 Apr 2007 00:00:00 GMTOverwhelming debt incurred by and individual or business might best be resolved by using a debt consolidation service. Several options are used by these services to help you pay off your creditors and relieve your debt problems.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=275Sat, 07 Apr 2007 00:00:00 GMTPayroll Solutions for your Company. Make payday a happy day not just for the employees but for the accounting department as well. Why it is a good idea to outsource your payroll services.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=286Wed, 25 Apr 2007 00:00:00 GMTCredit card processors like to keep you confused. Its time that merchants learn how to read their credit card statements. What is it all about.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=287Wed, 25 Apr 2007 00:00:00 GMTMerchant account services are the services that allow you to accept credit cards as payments, both online and off, and help you handle the credit card transaction processing. Without merchant accounts, your customers would have to pay with cash or check- and believe it or not, most customers will spend more if they can swipe their card and worry about the bill later.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=292Sat, 28 Apr 2007 00:00:00 GMTAs an online merchant accepting credit card payments, you have numerous security issues that you must be aware of for the safety of your business and your consumers. At this time, there are two main aspects of credit card security for credit card processing, including “AVS” and “CVV”. Both allow credit card transactions to be completed anonymously over the internet, and any merchant accepting credit cards online should require both forms of information of your customers. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=293Sat, 28 Apr 2007 00:00:00 GMTAs a business owner, when you set up a merchant account to enable your customers the ability to pay for your products or services using credit cards (or debit cards with a Visa or Mastercard Logo), you will have some fees associated with the credit card transactions.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=294Sat, 28 Apr 2007 00:00:00 GMTIf you’re a small business or just starting out, you may not feel ready for a merchant account. Obtaining a merchant account is not usually considered difficult, however, for a newly established business it isn’t always feasible to run out and a merchant account immediately. Starting a business is often costly and risky to begin with- you do not need to go out and spend money on optional features (like a merchant account) until you know whether or not your business is going to succeed, and whether or not you’ll have the need to accept credit cards from customers.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=295Sat, 28 Apr 2007 00:00:00 GMTIt’s a given that running an online business means that you need to accept credit cards. If you don’t then you are losing as much as 70% of your sales to competitors who do accept credit cards according to an article published by Forbes Magazine. But it’s not just online businesses that suffer lost sales by not accepting credit cards. That same 70% figure, and higher in some cases, is applicable for off-line businesses as well.<br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=296Sat, 28 Apr 2007 00:00:00 GMTIn order to accept credit cards either online or through your physical storefront, one of the things you are going to need is an account with a credit card processing provider. A Credit Card Processing Provider is a company that manages the interface between your credit card terminal or shopping cart software and the Visa/Master network.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=297Sat, 28 Apr 2007 00:00:00 GMTOne of the best features of owning an online-based business is the amount of money you save on start up costs, and ongoing overhead in comparison to businesses with physical locations. Not only do you not have to pay high rental or mortgage payments for the space, but you save on utilities, business insurance, and even credit card processing accounts.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=298Sat, 28 Apr 2007 00:00:00 GMTMail Order companies and E-Commerce Web operators are constantly faced with a higher chance of incurring a fraudulent credit card transaction than are merchants who operate physical storefronts.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=299Sat, 28 Apr 2007 00:00:00 GMTMany business owners report a sharp increase in profit when they begin accepting credit cards as a means of payment. Credit cards allow customers who do not have the money on hand to make purchases from you despite their personal shortage of cash, and they also open the door to customers who simply make all of their purchases by credit card or debit card each month- as there are many people who prefer to make a single payment for all their monthly expenditures when their statement arrives.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=300Sat, 28 Apr 2007 00:00:00 GMTIt seems all too simple. You walk up to the checkout counter, or you hit a web site’s checkout page, you whip out your credit card and – in seconds – you’ve paid for your purchase and you’re on your way.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=301Sat, 28 Apr 2007 00:00:00 GMTMerchant accounts are bank accounts that make it possible for a business to accept a credit card and/or a debit card as payment. While the accounts are offered through ordinary banks, they are not the same as the checking or savings account you have with your local bank.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=303Sat, 28 Apr 2007 00:00:00 GMTThere are numerous credit card processing companies to choose from, each offering different features and fees. Choosing a company to process your customer's credit card payments can be a daunting task, and sometimes you'll experience difficulties both looking for a merchant account provider and then afterwards- if you make the wrong selection!http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=304Sat, 28 Apr 2007 00:00:00 GMTA study by TNS Research in August of 2006 shows that 87% of online shoppers are concerned with credit card fraud and 85% of online shoppers are concerned about identity theft when providing their credit information online.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=305Sat, 28 Apr 2007 00:00:00 GMTOnline leads broker, QuoteCatcher.com, matches businesses with credit card processors and merchant account services.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=307Thu, 12 Apr 2007 00:00:00 GMTOnline leads broker, QuoteCatcher.com, matches businesses and individuals with debt management and debt consolidation companies.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=308Thu, 12 Apr 2007 00:00:00 GMTBefore business owners close their books for the year, they should first take a moment to review the 12 Tips of Business Year-End Tax Planning. These could save the average business thousands of dollars!http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=312Sat, 12 May 2007 00:00:00 GMTYou may be wondering what you can do now to minimize your current year tax liability. If you incur costs in operating an automobile for business, charitable, medical, or moving purposes, you may be able to minimize your tax liability by claiming a deduction for the use of your automobile. If you have qualifying automobile expenses and if you opt to use the standard mileage rate in lieu of deducting actual expenses, you will want to make sure that you are using the correct standard mileage rates. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=313Sat, 12 May 2007 00:00:00 GMTOne way to minimize your tax liability is to maximize your deductions. Based on a review of your prior year's tax return, you may be eligible to deduct unreimbursed business expenses...http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=314Sat, 12 May 2007 00:00:00 GMTThe S corporation is the most popular form of small business in the United States. In fact, over the past 15 years, the number of S corporations has quadrupled. That trend has not gone unnoticed by the IRS...<br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=315Sat, 12 May 2007 00:00:00 GMTIRS rules on deductions on business travel with pleasurehttp://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=316Sat, 12 May 2007 00:00:00 GMT*Basics of Credit Card Merchant Accounts<br>*Advantages of Accepting Credit Cards<br>*Finding the Right Credit Card Merchant<br>*Credit Card Merchant Fees <br>*Credit Card Processing Equipment <br>*Weighing the Cost of Using a Merchant Service<br>*Third Party Merchant Services<br>*Point of Sale (POS) Systems<br><br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=329Thu, 07 Jun 2007 00:00:00 GMTThere are many good reasons for having a business credit card. However, they are not the best source of capital. But when your business is in a bind they can be a life saver. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=330Sun, 10 Jun 2007 00:00:00 GMTThe definitions for various types of loans available to businesses are listed and clarified.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=334Sun, 10 Jun 2007 00:00:00 GMTDescription of different types of business loans available. Although there are precise procedures in how lenders and banks conduct their business, most offer the following: term loans, short term loans, equipment financing, lines of credit, credit card advances, factoring or receivable financing.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=335Fri, 15 Jun 2007 00:00:00 GMTSmall business loans may be difficult to get approved. Banks often decline up to 90% of small business loan applications that they receive. Banks also usually require you to be in business several years and to have physical assets to securable to receive working capital. But, there is a new alternative. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=336Tue, 19 Jun 2007 00:00:00 GMTFINANCE the equipment you need rather than purchasing outright, and reap these benefits....http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=337Tue, 19 Jun 2007 00:00:00 GMTThe difference between assets and liabilities is called WORKING CAPITAL. It tells you what liquid assets are available for your business to use for growth opportunities. A lack of working capital can restrict a business from reaching their full potential. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=338Tue, 19 Jun 2007 00:00:00 GMTEquipment leasing rather than purchasing can be better for your business. Here are reasons why it can save you money, and in the case of quickly outdated types of equipment, it may be the only way a business can stay current and compete.<br><br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=339Tue, 19 Jun 2007 00:00:00 GMTSome ways may be available to you to help you lower your leasing payments. These options that may be helpful are reviewed and defined.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=342Wed, 20 Jun 2007 00:00:00 GMTHow can you judge one equipment lease from another? And is price the only factor to look for? When choosing business equipment leasing, talk to several companies. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=343Wed, 20 Jun 2007 00:00:00 GMTFinance leases and True leases are the major categories for equipment leasing options. Each is reviewed and defined to determine which is right for your business.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=344Wed, 20 Jun 2007 00:00:00 GMTWhat do you want to do with the equipment at the end of your lease? <br>There are generally 4 options.<br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=345Wed, 20 Jun 2007 00:00:00 GMTWhat do you want to do with the equipment at the end of your lease? <br>There are generally 4 options which you should consider, depending on your business and equipment requirements.<br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=346Wed, 20 Jun 2007 00:00:00 GMTApplying for a commercial business loan requires a great deal of preparation. For example, you should have the following information ready for the lending institution.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=348Thu, 21 Jun 2007 00:00:00 GMTYou can choose between 3 types of equipment finance companies: <br>Captive leasing companies, Brokers, and Independent. These definitions will help you decide which is best suited to your business needs. <br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=349Thu, 21 Jun 2007 00:00:00 GMTBusiness loans are usually for expanding your business, such as opening new locations, entering new territories, increasing the scope of your current operations, improving facilities, conducting renovations, investing in major equipment, boosting working capital, and building up inventory.<br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=350Thu, 21 Jun 2007 00:00:00 GMTAuto recurring billing enables businesses to automatically bill customers for balance due without sending invoices or obtaining payment information each any every time money is collected. This article provides detailed examples of different types of auto recurring billing programs, how they benefit businesses and consumers, system requirements for implementing these programs, and suggestions, including a sample customer letter, for rolling out auto recurring billing programs.<br><br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=364Thu, 26 Jul 2007 00:00:00 GMTThere are multiple ways for customers to pay merchants such as paper checks, credit cards, debit cards linked to bank accounts, and ACH electronic funds transfers. Each payment method results in different fees being passed on to account holders and merchants. The smart merchant will weigh the pros and cons of each method with regards to safety, accountability, and processing cost, and then design her business practices to maximize profits without compromising customer service. This article will help merchants do this by comparing two very similar payment methods—debit card charges and bank account ACH direct-debits. It will explain how switching customers who pay with debit-cards to direct-debit transactions can significantly reduce merchant processing costs.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=365Thu, 26 Jul 2007 00:00:00 GMTThere are multiple ways for customers to pay merchants such as paper checks, credit cards, debit cards linked to bank accounts, and ACH electronic funds transfers. Each payment method results in different fees being passed on to account holders and merchants. The smart merchant will weigh the pros and cons of each method with regards to safety, accountability, and processing cost, and then design her business practices to maximize profits without compromising customer service. This article will help merchants do this by comparing two very similar payment methods—debit card charges and bank account ACH direct-debits. It will explain how switching customers who pay with debit-cards to direct-debit transactions can significantly reduce merchant processing costs.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=367Thu, 26 Jul 2007 00:00:00 GMTUnderstanding your true credit card rates can be confusing. Your bank may highlight one low rate, but you may get that rate on only a very small percentage of transactions. All Merchant Processors have their own way of presenting fees and transaction charges, so it is often difficult to make apples to apples comparisons amongst companies competing for your business. This article breaks-down the components of the charge to process credit/debit card transactions--sometimes these fees are hidden, but they are always there in one form or another.<br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=368Thu, 26 Jul 2007 00:00:00 GMTLike any other industry, Direct Marketing has several terms they use when referring to its business and processes. In order to better understand Direct Marketing, it helps to understand these terms that are used regularly in the Direct Marketing industry. Several commonly used terms are defined here.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=375Wed, 22 Aug 2007 00:00:00 GMTNo business knows for sure if their loan will be approved until the bank has you sign the papers. But there are several factors that play a large role in assuring the successful business loan approval.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=378Wed, 22 Aug 2007 00:00:00 GMTThe article outlines seven commmon pitfalls or traps that most merchants become victim to when first deciding to accept credit cards, or when selecting a new provider. Often these features are not disclosed prior to signing a contract, and are only discovered afterwards. <br><br>Knowing this list of pitfalls will serve as a reliable guide for those searching for a new provider, and can serve as the basis for questioning the potential provider and what their company policy is with respect to these issues.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=383Fri, 24 Aug 2007 00:00:00 GMTEmployee Leasing Buyers Guide explains the basics of Employee Leasing (PEO). The Employee Leasing buyers Guide covers how to choose a PEO, guidelines for pricing, glossary of terms used by PEOs as well as covering frequently asked questions when considering using a PEO.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=385Sun, 26 Aug 2007 00:00:00 GMTA Merchant Cash Advance is a method your business can use to receive working capital instead of going through the lengthy process of a commercial or tradition bank loan. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=396Mon, 10 Sep 2007 00:00:00 GMTWhat is debt management? Plus other Frequently asked questions from consumers seeking debt relief.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=422Tue, 25 Sep 2007 00:00:00 GMTThe practice of Credit Card Processing Servers advancing cash to merchants based on future revenue flow is a relatively new practice. If you haven't heard of Merchant Cash Advance, here are a few facts you need to know.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=440Sun, 20 Jan 2008 00:00:00 GMTIt's important to know what fees are commonly charged for various facets of Credit Card Processing.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=476Wed, 09 Jul 2008 00:00:00 GMTSecurity for online credit card is of upmost importance for your users. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=477Wed, 09 Jul 2008 00:00:00 GMTOnline businesses greatly benefit from accepting credit cards since payment can be made immediately over the Internet. Your business can quickly ship their purchase without having to wait for a check to arrive by mail, and then waiting for the check to clear the bank before sending orders out to customers.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=478Wed, 09 Jul 2008 00:00:00 GMTKnowing the basics of the credit card processing industry will help you to avoid its obstacles. Following are some key issues to consider: <br><br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=479Wed, 09 Jul 2008 00:00:00 GMTIt helps to know what different types of credit card terminals are offered. Choosing the right one will be easier if you know the facts.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=480Wed, 09 Jul 2008 00:00:00 GMTA Merchant Account is an account for a business merchant, established in order to accept credit card orders from customershttp://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=481Wed, 09 Jul 2008 00:00:00 GMTReduce your risk of experiencing credit card fraud by following these tips: http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=482Wed, 09 Jul 2008 00:00:00 GMTDid you know there are other options and alternative methods for allowing your customers to pay you with credit cards? <br><br>http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=483Wed, 09 Jul 2008 00:00:00 GMTIf you have a credit card account that gives you good rates for "card-present" transactions it will typically penalize you heavily for card-not present transactions.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=484Wed, 09 Jul 2008 00:00:00 GMTBuyers on your website click on a link that takes them to a secure order form at a third-party server. You are notified--usually by email--when a transaction is processed. Your only responsibility is any order fulfillment.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=485Wed, 09 Jul 2008 00:00:00 GMTSo are the fees that are paid for merchant accounts worth the value the accounts provide your business? http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=486Wed, 09 Jul 2008 00:00:00 GMTA transaction begins when the magnetic stripe on the back of the credit card is passed through a credit card terminal.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=487Wed, 09 Jul 2008 00:00:00 GMTLeasing? Beware of the non-cancelable lease. Rather than proposing the merchant buy a terminal (or receive one for free), some sales people are pushing a $49 per month lease.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=488Wed, 09 Jul 2008 00:00:00 GMTIf your personal or business credit is below par, you are not going to be able to negotiate much in the way of processing and transaction fees.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=489Wed, 09 Jul 2008 00:00:00 GMTBelow are the main fees that Merchant Service Providers charge for processing. Merchant Account fees are generally divided between Set up Fees and Ongoing Fees . http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=490Wed, 09 Jul 2008 00:00:00 GMTWith the United States unemployment rate headed toward ten percent, many people who could normally manage mortgage, auto, and credit card payments are having a much harder time covering their financial obligations.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=503Thu, 23 Apr 2009 00:00:00 GMTQualifying for a business loan was always kind of painful, but right now, the process can be absolutely brutal. And, even after all the paperwork is done, the loan still might fall through. Merchant cash advances, by contrast, can be approved within two days and funded within seven. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=505Thu, 07 May 2009 00:00:00 GMTChanging credit card processing providers can be a hassle, and an expensive one at that. Therefore, it's best to choose a wisely the first time around, rather than trying to change processors on the fly.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=507Fri, 15 May 2009 00:00:00 GMTBusiness owners are sometimes so committed to their companies that they lose sight of reality. Gain sight of reality and make business adjustments before taking out a merchant cash advance.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=510Fri, 29 May 2009 00:00:00 GMTCongress is talking about changing regulations that affect credit card issuers. Merchants who process credit cards should watch these developments closely, and make adjustments as necessary. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=520Wed, 24 Jun 2009 00:00:00 GMTMany experts agree that the projected outstanding debts for 2009 and beyond may reach unprecedented heights. While established companies may have the staying power to weather such a storm, small to mid-sized businesses may be forced to look to an outside collection agency for help. Here are five features any good bill collection firm should demonstrate.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=521Mon, 29 Jun 2009 00:00:00 GMTA conventional business loan, because of its cost and approval time, is usually not a suitable option for temporary financing needs. Consider a merchant cash advance to shore up cash flow during a down period. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=528Thu, 23 Jul 2009 00:00:00 GMTIn many cases, a merchant cash advance (MCA) offers a more strategic source of business funding than a traditional commercial loan. MCAs feature quick turnaround, making them ideal for businesses facing time-sensitive opportunities or emergencies. Here are the top five situations in which a cash advance offers better value than a bank loan.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=538Thu, 03 Sep 2009 00:00:00 GMTThe speed of an e-commerce Web site determines its success. One team developed an innovative way to speed up a high traffiic site without decreasing order accuracy.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=542Thu, 24 Sep 2009 00:00:00 GMTOne of the unrewarding tasks of business management is collecting on overdue accounts. Organizations can easily waste valuable human and financial resources in fruitless attempts to recover debts. However, commercial collection agencies provide real value in managing this frustrating task. Here's what collection agencies do and how to select a vendor.http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=544Thu, 01 Oct 2009 00:00:00 GMTA quick infusion of capital can make all the difference for a small business. Learn how to use a merchant cash advance to deliver healthy returns and drive growth for your business. http://www.quotecatcher.com/Module/Article/ArticleView.aspx?idArticle=552Fri, 06 Nov 2009 00:00:00 GMT